Keeping Farmers and Agribusiness Owners secure in Wessington Springs, White Lake and Plankinton, SD
Crops are fundamental parts of farming operations. They are subject to many risks and therefore can cost farmers significant amounts of money. To protect crops against any of the risks they face, a farmer or agribusiness owner should have an insurance policy that reflects his or her operation. At Krohmer Agency Inc. we know many different kinds of crops and we understand the risks they face. We also know how to mitigate these risks with insurance.
We will work with you to create a customized plan that protects all of your crops from any peril the crops may face and that has limits, rates, and deductibles that you want.
Coverages tailored to your Crops and Operation
Depending on the type of crop or crops that you grow and a number of other factors, your coverage, rates, and deductibles will differ. At the Krohmer Agency we develop insurance plans that are uniquely customized to each farmer’s crops and needs and we find the right mix of coverages and costs to keep these farmers and their crops protected.
We work with a number of top-rated insurance companies, all of which help us give our clients great amounts of coverage choices. These choices help clients customize their plans and get the most value from their insurance. The coverage options we offer include:
- Multi-peril Crop Insurance (MPCI) - covers inescapable crop loss for almost all crop types.
- Crop Hail Insurance - covers losses due to fire, transit-to-storage, in-storage, value per acre, and deductible plans
- Specialized Peril - covers specifically-defined perils not covered by MPCI or Crop Hail, including grain fire, rainfall, citrus freeze, and business interruption
The above packages have many options, including price flex and niche-industry options like green snap, pasture rangeland forage, and others. The two basic crop insurance types that we offer can contain any of these options. The two types of insurance we offer are:
- Crop-Yield Insurance - covers excess losses to crops due to natural disasters such as drought or flood as well as other perils like insect infestation or disease.
- Crop-Revenue Insurance - covers negative changes in crop prices if changes occur during crops' growing seasons
Selecting the right coverages is challenging even if you don’t know every element of your operation and how to mitigate the risks that these elements face. Our agents will help you select coverages that mitigate every risk you face and will arrange these coverages in a plan that matches your budget.
Working with Krohmer Agency, Inc.
At the Krohmer Agency we honor the detail and in-depth knowledge that are required to insure farming operations against crop loss. We perform in-depth assessments and evaluations of our clients’ operations to ensure that we have the information we need to create optimal insurance plans.
We carry on relationships with our clients, and these relationships allow us to give clients information regarding any necessary changes to their coverage and information that helps clients make the best decisions. We also manage risk, which helps clients reduce overall costs. We manage claims as well, and if and when claims are filed, we help clients resolve the claims quickly.
We help our clients get the most from their policies by being partners and advocates. We work collectively with clients to develop the best insurance plans and we advocate for clients if and when they need to use their insurance.
The Krohmer Agency Inc. is proud to provide crop insurance in Wessington Springs, Plankinton, White Lake, Stickney, Mount Vernon, and Woonsocket, SD. We also serve other areas in the state.